Are you looking for ways to make extra cash right from your phone in Nigeria? If you’ve ever asked, “What are legit money-making apps that pay real money in Nigeria?” or “How can I start earning money online without stress?”—you’re in the right place! You might also be wondering, “Which money-making apps are trustworthy in Nigeria?” or “How can I earn money from my phone in Nigeria with no investment?” or “What are the best apps to make money in Nigeria?” or “Can I really make money from my smartphone in Nigeria?” or “What are the top money-making apps in Nigeria that pay instantly?” ,apps that pays real money in nigeria without investment,If you’ve been searching for money-making apps in Nigeria that actually pay, then keep reading!
Why Use Legit Money-Making Apps That Pay Real Money in Nigeria?
Before we jump into the list, let’s talk about why legit money-making apps that pay real money in Nigeria are so popular. In Nigeria, many people are looking for side hustles to boost their income. With the cost of living going up, having an extra source of cash is a big deal. These apps let you earn money without leaving your house. You don’t need a fancy degree or special skills—just your phone and some free time.
Think of these apps like a small shop you carry in your pocket. Instead of selling goods, you complete tasks, answer surveys, or do simple jobs to earn cash. The best part? These legit money-making apps that pay real money in Nigeria are safe and won’t waste your time. They’ve been tested by thousands of Nigerians, and they actually pay!
How We Picked These Legit Money-Making Apps That Pay Real Money in Nigeria
To make sure you’re getting the best options, we looked at apps that are:
Trusted: They have good reviews from real users in Nigeria.
Easy to Use: No complicated steps or tech skills needed.
Pay Real Money: They send cash to your bank account or mobile money.
Available in Nigeria: They work well for Nigerians and support local payment methods.
Now, let’s get to the good stuff—the 10 legit money-making apps that pay real money in Nigeria!
1. Swagbucks
What is Swagbucks?
Swagbucks is one of the most popular legit money-making apps that pay real money in Nigeria. It’s like a fun game where you earn points (called SB) for doing simple tasks. You can answer surveys, watch videos, or even shop online to earn points. Later, you can turn those points into real cash or gift cards.
How to Earn with Swagbucks
Surveys: Share your opinions on products or services.
Watch Videos: Watch short ads or fun clips.
Shop Online: Get cashback when you shop at partner stores.
Why It’s Great
Swagbucks is super easy to use, and you can start earning right away. It’s perfect for Nigerians because it supports payments through PayPal, which you can transfer to your Nigerian bank account. Imagine earning N1,000 just for answering questions while waiting for your bus!
How to Start
Download the Swagbucks app from the Google Play Store or App Store. Sign up, complete your profile, and start doing tasks. The more tasks you do, the more you earn with this legit money-making app that pays real money in Nigeria.
2. Toloka
What is Toloka?
Toloka is another legit money-making app that pays real money in Nigeria. It pays you for doing small online tasks, like checking website quality or labeling images. It’s like being a helper for big companies, and they pay you for your time.
How to Earn with Toloka
Data Tasks: Sort images or verify information.
Surveys: Answer questions about brands or products.
Field Tasks: Sometimes, you can visit places and take pictures (if you’re comfortable).
Why It’s Great
Toloka is flexible—you can work whenever you want. It pays through PayPal or other methods, which makes it easy to get your money in Nigeria. You could earn N500–N2,000 a week just by spending an hour a day on tasks.
How to Start
Get the Toloka app from your phone’s app store. Create an account, pick tasks that interest you, and start earning. This legit money-making app that pays real money in Nigeria is perfect for anyone who loves simple jobs.
3. Jumia One
What is Jumia One?
Jumia One is a popular app in Nigeria for shopping, paying bills, and earning cashback. It’s one of the legit money-making apps that pay real money in Nigeria because you can save and earn money while doing everyday tasks.
How to Earn with Jumia One
Cashback: Get money back when you buy airtime, data, or pay bills.
Referrals: Invite friends to use the app and earn bonuses.
Shopping: Shop on Jumia and earn rewards.
Why It’s Great
Jumia One is already trusted by millions of Nigerians. You’re not just earning money—you’re saving on things you already do, like buying data or paying electricity bills. It’s like getting paid to shop!
How to Start
Download Jumia One from the Play Store or App Store. Sign up, link your bank card, and start using the app for payments or shopping. Every transaction brings you closer to earning with this legit money-making app that pays real money in Nigeria.
4. Survey Junkie
What is Survey Junkie?
Survey Junkie is a legit money-making app that pays real money in Nigeria by letting you earn cash for sharing your opinions. Companies want to know what Nigerians think about their products, and they pay you to tell them.
How to Earn with Survey Junkie
Take Surveys: Answer questions about food, fashion, or tech.
Focus Groups: Join special surveys for higher pay.
Redeem Points: Turn your points into cash via PayPal.
Why It’s Great
Survey Junkie is simple and pays well for your time. You can earn N500–N3,000 a month by answering surveys during your free time. It’s like getting paid to chat about your favorite brands!
How to Start
Download the Survey Junkie app or visit their website. Sign up, complete your profile, and start taking surveys. This legit money-making app that pays real money in Nigeria is a great way to make extra cash.
5. Upwork
What is Upwork?
Upwork is a freelance platform and one of the legit money-making apps that pay real money in Nigeria. It connects you with clients who need skills like writing, graphic design, or data entry. If you have a skill, Upwork can help you earn big.
How to Earn with Upwork
Freelance Jobs: Offer services like writing, editing, or social media management.
Short Tasks: Do quick jobs like transcribing audio.
Long-Term Projects: Work with clients for weeks or months.
Why It’s Great
Upwork is perfect for Nigerians with skills to sell. You can earn in dollars, which is great with the exchange rate. Imagine earning $50 (over N80,000) for writing a few articles!
How to Start
Download the Upwork app or sign up online. Create a profile, list your skills, and apply for jobs. This legit money-making app that pays real money in Nigeria can turn your talent into cash.
6. Fiverr
What is Fiverr?
Fiverr is another freelance app and a legit money-making app that pays real money in Nigeria. It’s like a marketplace where you sell small services (called gigs) starting at $5. You can offer anything from logo design to voiceovers.
How to Earn with Fiverr
Create Gigs: Offer services like writing, video editing, or translation.
Get Orders: Clients hire you for your gigs.
Earn More: As you get good reviews, you can charge higher prices.
Why It’s Great
Fiverr is easy to use and lets you start small. You can earn N5,000–N50,000 a month depending on how many gigs you complete. It’s like running a small business from your phone!
How to Start
Download the Fiverr app, sign up, and create your first gig. Promote your gigs on social media to attract clients. This legit money-making app that pays real money in Nigeria is a game-changer for freelancers.
7. Pawns.app
What is Pawns.app?
Pawns.app is a legit money-making app that pays real money in Nigeria by letting you earn cash for sharing your internet or taking surveys. It’s super simple and doesn’t require much effort.
How to Earn with Pawns.app
Share Internet: Let the app use your unused internet bandwidth.
Take Surveys: Answer quick questions for extra cash.
Refer Friends: Invite others to join and earn bonuses.
Why It’s Great
Pawns.app is a “set it and forget it” app. You can earn N1,000–N5,000 a month just by keeping the app running in the background. It’s like earning money while you sleep!
How to Start
Download Pawns.app from the app store, sign up, and choose how you want to earn. This legit money-making app that pays real money in Nigeria is perfect for passive income.
8. CashKarma
What is CashKarma?
CashKarma is a legit money-making app that pays real money in Nigeria by rewarding you for completing tasks like surveys or trying new apps. It’s fun and easy to use.
How to Earn with CashKarma
Surveys: Share your thoughts on products.
App Offers: Download and try new apps.
Check-Ins: Log in daily for bonus points.
Why It’s Great
CashKarma pays through PayPal, which is easy to transfer to your Nigerian account. You can earn N500–N2,000 a month with just a few minutes a day. It’s like getting paid to play on your phone!
How to Start
Download CashKarma from the Play Store or App Store. Sign up and start completing tasks. This legit money-making app that pays real money in Nigeria is great for quick cash.
9. PiggyVest
What is PiggyVest?
PiggyVest is a savings and investment app that’s also a legit money-making app that pays real money in Nigeria. It helps you save money and earn interest, which is like making money without working.
How to Earn with PiggyVest
Save Money: Lock away cash and earn up to 10% interest.
Invest: Put money in safe investments for higher returns.
Referrals: Invite friends to join and earn bonuses.
Why It’s Great
PiggyVest is trusted by millions of Nigerians. You can earn N5,000–N20,000 a year just by saving smartly. It’s like planting a seed and watching it grow!
How to Start
Download PiggyVest, sign up, and start saving or investing. This legit money-making app that pays real money in Nigeria is perfect for building wealth.
10. OPay
What is OPay?
OPay is a popular app in Nigeria for payments, rides, and earning cashback. It’s one of the legit money-making apps that pay real money in Nigeria because you can earn rewards while using it.
How to Earn with OPay
Cashback: Get money back on airtime, data, or bill payments.
Referrals: Invite friends to use OPay and earn bonuses.
Agent Program: Become an OPay agent to earn commissions.
Why It’s Great
OPay is easy to use and already part of many Nigerians’ daily lives. You can earn N1,000–N10,000 a month through cashback and referrals. It’s like getting paid to pay your bills!
How to Start
Download OPay from the app store, sign up, and start using it for payments. This legit money-making app that pays real money in Nigeria is a must-have.
How to Get Started with Legit Money-Making Apps That Pay Real Money in Nigeria
Ready to start earning? Here’s a simple step-by-step guide:
Pick Your Apps: Choose 2–3 apps from this list that suit your interests (e.g., Swagbucks for surveys, Fiverr for freelancing).
Download and Sign Up: Get the apps from the app store and create accounts.
Complete Your Profile: Add details to unlock more tasks or gigs.
Start Earning: Do tasks, save money, or offer services to make cash.
Cash Out: Transfer your earnings to your bank or PayPal.
It’s that easy! With these legit money-making apps that pay real money in Nigeria, you can start making extra cash today.
FAQ: Common Questions About Legit Money-Making Apps That Pay Real Money in Nigeria
1. Are these legit money-making apps that pay real money in Nigeria safe to use?
Yes, all the apps on this list are trusted and have good reviews from Nigerians. Always download them from official app stores and avoid sharing sensitive information.
2. How much can I earn with legit money-making apps that pay real money in Nigeria?
It depends on the app and how much time you spend. You can earn N500–N50,000 a month, depending on the tasks you do. Apps like Upwork and Fiverr can pay even more if you have skills.
3. Do I need special skills to use these legit money-making apps that pay real money in Nigeria?
No, most apps like Swagbucks, Toloka, and CashKarma don’t require skills—just your time. Apps like Upwork and Fiverr need skills like writing or design.
4. How do I get paid by these legit money-making apps that pay real money in Nigeria?
Most apps pay through bank transfers, PayPal, or mobile money. Some, like Jumia One and OPay, give cashback directly to your account.
5. Can I use these legit money-making apps that pay real money in Nigeria as a student?
Yes! These apps are perfect for students. They’re flexible, so you can earn money during your free time without affecting your studies.
