Ghana remains one of Africa’s most attractive destinations for residence, investment, and quality of life. In 2025, the country continues to develop its infrastructure, improve public services, and expand economic opportunities across various urban centers. Whether you are a Ghanaian considering relocation, a member of the diaspora planning a return, or an expatriate seeking a stable and vibrant African city to call home, choosing the right city is crucial.
This comprehensive guide explores the top 10 best cities to live in Ghana in 2025, analyzing each city's unique offerings such as cost of living, security, employment opportunities, social amenities, housing, and overall livability. Each city in this list has been selected based on consistent urban development, access to services, quality of life, and future potential.
Accra – The Capital and Commercial Hub
Accra remains the top city to live in Ghana in 2025. As the capital city, it offers the most developed infrastructure, largest job market, and the highest concentration of amenities in the country. Accra is the political, economic, and cultural heartbeat of Ghana.
With world-class hospitals, international schools, luxury apartments, major business headquarters, and top entertainment venues, Accra is ideal for professionals, entrepreneurs, and families seeking convenience and opportunities. Neighborhoods like East Legon, Cantonments, and Airport Residential Area are especially popular for their upscale housing and security.
Accra’s diverse food scene, vibrant nightlife, arts culture, and proximity to the coast also make it a preferred city for both locals and expatriates. However, the cost of living is relatively higher compared to other cities in Ghana, especially for rent and private school fees.
Why live in Accra?
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Excellent job and business opportunities
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International standard infrastructure
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Access to top-tier schools and hospitals
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Vibrant culture, nightlife, and coastal views
Kumasi – The Cultural Capital of Ghana
Kumasi, the capital of the Ashanti Region, is the second-largest city in Ghana and one of the most livable cities in 2025. Known for its deep cultural heritage and strong economy, Kumasi blends tradition with modernity. The city is rapidly urbanizing, with expanding road networks, shopping malls, and residential estates.
It is a commercial powerhouse with markets like Kejetia – the largest open-air market in West Africa – and numerous trading and artisan hubs. Kumasi is also a leading center for education, with prestigious institutions like Kwame Nkrumah University of Science and Technology (KNUST).
For those seeking a balance between affordability and access to services, Kumasi offers a strong middle ground. Its lower cost of living, compared to Accra, makes it attractive for families and businesses.
Why live in Kumasi?
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Rich culture and tradition
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Lower cost of living than Accra
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Growing infrastructure and real estate
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Strong commercial and academic institutions
Takoradi – The Oil City
Takoradi, part of the twin-city Sekondi-Takoradi, is the capital of the Western Region and continues to grow rapidly due to its position in Ghana’s oil and gas industry. Often referred to as the “Oil City,” Takoradi has become a magnet for engineers, entrepreneurs, and professionals working in energy, logistics, and maritime sectors.
Its modern port, expanding industrial base, and investments in transport and housing make it one of the most economically promising cities to live in. The city also boasts beautiful beaches and relatively calm traffic conditions compared to Accra.
Residents enjoy good schools, decent healthcare facilities, and a blend of modern and suburban living. While the cost of living is moderate, housing demand is rising due to the influx of workers.
Why live in Takoradi?
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Fast-growing industrial economy
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Employment in energy and logistics sectors
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Scenic coastal areas and relaxed atmosphere
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Investment opportunities in housing and business
Tamale – The Northern Growth Center
Tamale, the capital of the Northern Region, is Ghana’s third-largest city by land size and one of the fastest-developing urban centers in 2025. It is regarded as the cleanest city in Ghana and is admired for its well-planned layout and disciplined public transport system.
Tamale has seen major investment in agriculture, renewable energy, and development NGOs, positioning it as a regional hub for northern Ghana. The cost of living is low, making it ideal for budget-conscious individuals or those seeking to start small businesses.
Its predominantly Muslim population contributes to the city’s unique cultural identity. With modern shopping centers, universities, and hospitals, Tamale offers a balance of urban amenities and peaceful living.
Why live in Tamale?
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Low cost of living
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Clean, organized city structure
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Expanding agriculture and development sectors
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Friendly, culturally rich community
Cape Coast – The Academic and Historical City
Cape Coast is one of Ghana’s most iconic cities, known for its rich colonial history and as the educational capital of the country. The University of Cape Coast (UCC), one of Ghana’s top universities, is located here, along with numerous secondary and technical schools.
Cape Coast is perfect for students, educators, and professionals who value historical charm and a serene environment. Its scenic beaches, forts, and tourist attractions make it a culturally enriching place to live.
The cost of living is relatively low, and housing is more affordable than in Accra or Kumasi. While it may not offer the same level of commercial activity, Cape Coast is peaceful, intellectually stimulating, and community-oriented.
Why live in Cape Coast?
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Renowned academic institutions
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Coastal beauty and historical landmarks
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Affordable living for families and students
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Quiet, secure, and clean environment
Tema – The Industrial Powerhouse
Tema is a planned city located just east of Accra and serves as Ghana’s main port city. It is one of the best cities to live in 2025 for professionals in manufacturing, logistics, and maritime industries. With its well-laid infrastructure, Tema remains a strategic hub for trade and industrial development.
Living in Tema offers close proximity to Accra without the chaos of the capital. The city is divided into numbered communities, making navigation easy. It also features reliable utilities, efficient road networks, and a growing real estate sector.
Tema attracts both blue-collar and white-collar workers, and its industrial base supports job creation. Families and professionals alike are drawn to its organized environment and quality amenities.
Why live in Tema?
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Strong industrial and employment base
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Well-planned residential areas
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Proximity to Accra and the port
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Excellent road networks and security
Sunyani – The Green City
Sunyani, the capital of the Bono Region, is known for its peaceful ambiance, greenery, and livability. Often referred to as one of the cleanest cities in Ghana, Sunyani is gaining attention in 2025 for its affordability, reliable infrastructure, and stable social environment.
It is a major administrative center with developing health, education, and commerce sectors. The city appeals to civil servants, retirees, and families seeking a calm but functional lifestyle.
Sunyani’s good roads, water supply, and waste management make it stand out among mid-sized Ghanaian cities. It also offers access to nature, farms, and eco-tourism destinations.
Why live in Sunyani?
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Clean, green, and well-organized city
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Affordable housing and utilities
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Good public services and low crime rate
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Ideal for families and professionals
Ho – The Eastern Highland Gem
Ho, the capital of the Volta Region, has emerged as one of the most promising cities to live in Ghana by 2025. Nestled in the hills of eastern Ghana, Ho is known for its calm atmosphere, natural beauty, and growing development.
With ongoing investments in healthcare, education, and infrastructure, Ho is becoming a destination for people seeking peace and comfort. It offers access to scenic areas like Mount Afadjato and Wli Waterfalls while maintaining urban facilities like hospitals, banks, and tertiary institutions.
Ho is also known for its community cohesion, low living costs, and good governance.
Why live in Ho?
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Beautiful highland environment
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Growing investment in education and health
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Low population density and noise pollution
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Culturally vibrant and secure
Koforidua – The Eastern Business City
Koforidua, the capital of the Eastern Region, is a business-friendly city with increasing popularity due to its nearness to Accra and improving infrastructure. In 2025, Koforidua continues to expand with new malls, housing estates, and road projects.
It offers a calm alternative to the capital for those who work in Accra but prefer a quieter place to live. The city's position as a trade and conference center is growing, supported by hotels, institutions, and SME activity.
Koforidua also boasts good schools, hospitals, and a moderate cost of living.
Why live in Koforidua?
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Proximity to Accra with lower living costs
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Improving infrastructure and real estate
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Growing commercial and social services
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Safe and peaceful environment
Bolgatanga – The Cultural Heart of the Upper East
Bolgatanga, popularly known as Bolga, is the capital of the Upper East Region and one of the most culturally rich and cost-effective cities in Ghana. In 2025, Bolga continues to grow due to decentralization efforts, NGO activity, and local artisan economies.
The city is famous for its crafts, especially straw hats, baskets, and traditional art. Despite being in a relatively dry region, Bolga has access to critical services such as hospitals, schools, and markets.
While economic activity is slower than in southern cities, Bolgatanga offers a strong sense of community, safety, and an extremely low cost of living.
Why live in Bolgatanga?
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Deep cultural identity and heritage
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Extremely low cost of living
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Opportunities in NGOs, agriculture, and crafts
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Peaceful and safe urban environment
Summary Table: Best Cities to Live in Ghana 2025
| City | Key Features | Why It’s Great for Living |
|---|---|---|
| Accra | Capital city, jobs, infrastructure, international vibe | Best for professionals and entrepreneurs |
| Kumasi | Cultural heritage, education, commerce | Ideal for families and traders |
| Takoradi | Oil & gas economy, beaches, ports | Great for engineers, workers, and investors |
| Tamale | Clean, low-cost, growing development sector | Best for low-budget living and NGO work |
| Cape Coast | History, beaches, academic institutions | Excellent for students and educators |
| Tema | Industrial base, planned layout, near Accra | Perfect for workers and logistics professionals |
| Sunyani | Clean, affordable, organized | Ideal for retirees, families, and civil servants |
| Ho | Nature, culture, emerging development | Great for peaceful lifestyle and eco-tourism |
| Koforidua | Business-friendly, close to Accra | Suitable for commuters and traders |
| Bolgatanga | Culture, crafts, NGO presence | Ideal for artisans, agriculture, and low-cost living |
FAQs on the Best Cities to Live in Ghana 2025
1. What is the best city to live in Ghana right now?
Accra remains the best city due to its infrastructure, job opportunities, and global connections.
2. Which city is the cheapest to live in Ghana?
Bolgatanga and Tamale offer the lowest cost of living among Ghanaian cities.
3. Where can I find good schools and hospitals in Ghana?
Accra, Kumasi, and Cape Coast have the most reliable access to quality schools and hospitals.
4. Which city in Ghana is best for starting a business?
Accra, Tema, and Kumasi offer strong commercial ecosystems for starting businesses.
5. Is Kumasi better than Accra?
Kumasi is more affordable and culturally rich, while Accra has more infrastructure and jobs.
6. Which cities are best for retirees in Ghana?
Sunyani and Ho are peaceful, clean, and affordable, making them ideal for retirement.
7. Where do most expats live in Ghana?
Most expatriates live in Accra, especially in East Legon, Airport Hills, and Cantonments.
8. What cities have the best security in Ghana?
Ho, Sunyani, and Bolgatanga are known for their low crime rates and safety.
9. Can I live comfortably in Ghana on a budget?
Yes, cities like Tamale, Bolgatanga, and Koforidua offer affordable housing and living costs.
10. What city has the best blend of modern living and culture?
Kumasi offers a perfect mix of cultural heritage and modern amenities.
Conclusion: Choosing the Best City in Ghana Depends on Your Goals
Ghana’s top cities in 2025 offer a range of living experiences to suit different needs and preferences. Whether you're looking for high-end urban life in Accra, cultural depth in Kumasi, coastal tranquility in Takoradi, or affordable peace in Tamale and Bolgatanga, Ghana has a city for you.
The key to finding the best city to live in Ghana is understanding your priorities—be it career growth, family life, education, affordability, or retirement. As urbanization continues and development spreads across all regions, more cities are emerging as attractive destinations to call home.