Quiz and trivia apps are no longer just for fun. Today, there are many real money quiz and trivia apps that pay in the USA. These apps reward players with real cash for answering questions correctly, testing knowledge, and participating in live quiz competitions.
In this detailed guide, we will share the top 10 best real money quiz and trivia apps that allow you to earn while you play. We will also explain how these apps work, how much you can expect to earn, and how to withdraw your winnings.
This article is perfect for anyone who loves learning, enjoys friendly competition, and wants to make extra cash online.
Why Play Quiz and Trivia Apps That Pay Real Money in USA?
There are many benefits to using real money quiz apps:
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Earn money for your knowledge: If you enjoy learning new things, you can turn your skills into daily cash rewards.
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Fun and interactive: Unlike other earning apps, quiz games are entertaining and test your knowledge.
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Instant payouts: Many apps allow instant PayPal withdrawals or gift card redemptions.
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No investment needed: Most apps are free to download and do not require you to spend money to play.
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Flexible: You can play anytime from your phone or computer.
Are Real Money Quiz & Trivia Apps in USA Legit?
Yes, the apps listed in this article are legitimate and used by thousands of players in the USA. However, always remember:
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Download apps only from the official App Store or Google Play Store.
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Avoid apps that require large upfront payments or promise unrealistic earnings.
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Read reviews before committing significant time to any app.
Top 10 Real Money Quiz & Trivia Apps That Pay in the USA (2025)
Here is a detailed breakdown of the best quiz and trivia apps to earn money.
1. HQ Trivia
HQ Trivia is one of the most popular quiz apps in the USA.
How it works:
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Participate in scheduled live trivia games with thousands of players.
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Answer all questions correctly to win a share of the cash prize.
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Prize pools can range from $500 to $5,000 or more.
Payout options:
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PayPal (minimum payout: $1)
Earnings potential:
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$5–$50 per session depending on the prize pool and the number of winners.
Why it’s great:
HQ Trivia is fast-paced, fun, and has some of the highest prize pools among trivia apps.
2. Swagbucks Live
Swagbucks Live is a trivia game from the makers of Swagbucks.
How it works:
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Join live trivia games that happen several times daily.
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Each game has 10 multiple-choice questions.
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Win by answering all questions correctly or earn SB points for participation.
Payout options:
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PayPal or gift cards (Amazon, Walmart, etc.)
Earnings potential:
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$2–$25 per game
Why it’s great:
Swagbucks Live integrates with the Swagbucks platform, allowing you to earn additional rewards through other activities.
3. Givling
Givling is a unique trivia app that pays cash and also helps players pay off student loans.
How it works:
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Play trivia games to earn points.
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Earn entries into prize drawings for cash and debt payoff assistance.
Payout options:
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PayPal or direct bank transfer
Earnings potential:
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$2–$30 per day depending on playtime
Why it’s great:
Givling supports social causes while rewarding players with cash prizes.
4. Brain Battle
Brain Battle is a trivia app that lets you win cash by answering questions correctly.
How it works:
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Play trivia games and earn tickets for each round.
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Tickets can be used in cash prize draws or converted to direct PayPal cash.
Payout options:
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PayPal (instant)
Earnings potential:
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$1–$15 daily
Why it’s great:
Brain Battle is simple, with multiple quizzes each day to increase your chances of winning.
5. Lucky Day
Lucky Day offers quizzes, scratch cards, and other games that pay real cash.
How it works:
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Play trivia games to earn tokens.
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Redeem tokens for cash prizes or entries into larger giveaways.
Payout options:
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PayPal
Earnings potential:
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$1–$10 daily
Why it’s great:
Lucky Day combines trivia with fun mini-games, making it engaging and rewarding.
6. Givvy
Givvy is a trivia app with instant cashouts.
How it works:
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Answer trivia questions and earn coins.
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Coins can be exchanged for PayPal cash, crypto, or gift cards.
Payout options:
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PayPal or cryptocurrency
Earnings potential:
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$2–$12 daily
Why it’s great:
Givvy offers low cashout thresholds and pays instantly.
7. Trivia 360
Trivia 360 is a well-designed quiz app with different game modes.
How it works:
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Play quizzes in categories like science, sports, and general knowledge.
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Earn points and redeem them for real cash rewards.
Payout options:
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PayPal
Earnings potential:
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$2–$15 daily
Why it’s great:
Trivia 360 offers many categories, so you can focus on areas you are good at.
8. Givvy Trivia
Givvy Trivia is another version of the Givvy app that focuses purely on quizzes.
How it works:
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Answer trivia questions correctly to earn coins.
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Convert coins into PayPal cash or cryptocurrency.
Payout options:
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PayPal or crypto (instant)
Earnings potential:
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$2–$10 daily
Why it’s great:
Givvy Trivia offers frequent quizzes and very fast payouts.
9. Play and Win
Play and Win is a quiz game with daily prize pools.
How it works:
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Answer multiple-choice questions on various topics.
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Earn points for each correct answer and redeem them for real cash.
Payout options:
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PayPal
Earnings potential:
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$3–$20 daily
Why it’s great:
Play and Win offers frequent quizzes and generous cash rewards.
10. Quiz Planet
Quiz Planet is a fun trivia app where you compete with friends.
How it works:
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Play head-to-head quiz matches in different categories.
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Earn coins for each win and redeem them for PayPal cash.
Payout options:
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PayPal
Earnings potential:
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$1–$8 daily
Why it’s great:
Quiz Planet makes it easy to challenge friends and enjoy friendly competition.
Summary Table: Top 10 Real Money Quiz & Trivia Apps That Pay in the USA (2025)
| App Name | Payment Option | Daily Earnings Potential |
|---|---|---|
| HQ Trivia | PayPal | $5–$50 |
| Swagbucks Live | PayPal/Gift Cards | $2–$25 |
| Givling | PayPal/Bank | $2–$30 |
| Brain Battle | PayPal | $1–$15 |
| Lucky Day | PayPal | $1–$10 |
| Givvy | PayPal/Crypto | $2–$12 |
| Trivia 360 | PayPal | $2–$15 |
| Givvy Trivia | PayPal/Crypto | $2–$10 |
| Play and Win | PayPal | $3–$20 |
| Quiz Planet | PayPal | $1–$8 |
Tips to Maximize Earnings from Quiz & Trivia Apps in USA
Here are some strategies to earn more:
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Join multiple apps: Use at least 3–4 apps from this list to increase earning potential.
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Play daily: Most apps offer daily login bonuses and extra rewards for regular play.
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Refer friends: Many apps reward you with bonuses when friends sign up through your referral link.
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Focus on your strengths: Play quizzes in categories you know best to increase your winning chances.
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Join live games: Live trivia games usually have higher prize pools.
FAQs: Real Money Quiz & Trivia Apps That Pay in the USA
1. Are these quiz apps free to play?
Yes, all the apps listed here are free to download and play.
2. Do these apps really pay money?
Yes, these apps pay real cash through PayPal or gift cards when you meet the minimum withdrawal amount.
3. Can I earn a full-time income from quiz apps?
These apps are best for side income. You can expect $1–$30 daily depending on the app and your playtime.
4. Do I need a PayPal account?
Yes, most quiz and trivia apps use PayPal as the main payment method.
5. Are these apps available outside the USA?
Some apps are global, but others are only available in the USA. Check the app store listing for details.
6. How quickly can I withdraw my earnings?
Many apps offer instant PayPal payouts, while others take 1–3 business days.
7. Are there age restrictions?
Yes, most apps require players to be at least 18 years old.
8. Which app has the highest payouts?
HQ Trivia and Givling tend to offer the largest prize pools.
9. Do I need to pay taxes on my earnings?
Yes, you are required to report your income if it meets the IRS threshold.
10. Can I use more than one quiz app at the same time?
Yes, and it is recommended if you want to maximize earnings.
Conclusion: Start Earning Today with Real Money Quiz Apps
The top 10 real money quiz and trivia apps that pay in the USA listed above are fun, engaging, and a great way to earn extra cash from your smartphone.
To get started:
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Choose at least 2–3 apps from this list.
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Create your accounts and set up your PayPal.
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Play daily and focus on categories you know well.
With consistency, you can start receiving cash payouts as early as today.