Are you searching for the Tema Oil Refinery salary structure 2025? This detailed guide explains the salaries, allowances, and benefits employees enjoy at Ghana’s leading oil refinery. The Tema Oil Refinery (TOR) is one of the most important state-owned enterprises in Ghana, and its employees enjoy competitive pay, strong job security, and excellent allowances.
This article will cover the Tema Oil Refinery salary structure by ranks and job roles, the various allowances available, how promotions work, and frequently asked questions about working with the refinery. It is structured to give you the most detailed and updated information about TOR salaries.
About Tema Oil Refinery (TOR)
The Tema Oil Refinery is Ghana’s largest and only oil refinery. Located in Tema, it plays a key role in the country’s petroleum industry. The refinery processes crude oil into finished petroleum products such as gasoline, diesel, aviation fuel, and liquefied petroleum gas (LPG).
Core functions of Tema Oil Refinery include:
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Refining crude oil for domestic and industrial use
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Ensuring reliable fuel supply for Ghana’s energy needs
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Storing petroleum products for distribution
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Supporting government energy security initiatives
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Creating job opportunities in Ghana’s petroleum sector
Because of its strategic role, TOR employs highly skilled engineers, technicians, accountants, administrators, safety officers, and other professionals.
Tema Oil Refinery Salary Structure 2025 Overview
The Tema Oil Refinery salary structure 2025 is competitive compared to other public and private sector organizations in Ghana. Salaries are based on job rank, qualifications, years of service, and level of responsibility.
TOR salaries include:
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A basic monthly salary
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Multiple allowances that significantly increase take-home pay
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Bonuses and benefits for staff based on performance
Entry-Level Tema Oil Refinery Salary 2025
Entry-level staff are new employees who have just joined TOR.
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The entry-level Tema Oil Refinery salary in 2025 is estimated at GHS 3,200 – GHS 4,800 per month.
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University graduates start on a higher pay scale than diploma or certificate holders.
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Entry-level employees also enjoy allowances like housing, transport, and health benefits.
This is one of the most attractive entry-level salary packages among Ghana’s public enterprises.
Mid-Level Tema Oil Refinery Salary 2025
Mid-level employees are those who have gained experience and moved up the ranks.
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Mid-level TOR salaries range from GHS 5,500 – GHS 9,500 per month, depending on job role and years of service.
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Job titles at this level include senior technicians, engineers, accountants, and supervisors.
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Employees also qualify for higher allowances and bonuses.
Senior-Level Tema Oil Refinery Salary 2025
Senior-level employees hold managerial and leadership positions.
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Senior-level TOR salaries range from GHS 10,500 – GHS 20,000+ per month depending on grade and job title.
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Job titles at this level include plant managers, department heads, senior engineers, and top executives.
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Senior employees enjoy the highest allowances, official vehicles, and executive perks.
Tema Oil Refinery Allowances and Benefits 2025
TOR employees enjoy a wide range of allowances that make their total earnings much higher than basic salary.
Common allowances at Tema Oil Refinery include:
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Housing/Rent Allowance: Paid monthly for employees not in company accommodation
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Transport Allowance: Covers commuting and official travel expenses
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Risk Allowance: For employees working in high-risk operational areas
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Overtime Allowance: Paid to employees who work beyond regular hours
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Duty Tour Allowance: For staff required to travel for work assignments
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Leave Allowance: Paid annually when employees take their official leave
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Health Benefits: Medical insurance for employees and their dependents
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Professional Allowance: For employees with professional certifications
Allowances can add 30% to 60% more to the employee’s basic salary, making TOR one of the most rewarding employers in Ghana.
Tema Oil Refinery Ranks and Job Grades 2025
TOR uses a structured grading system to determine salaries, promotions, and benefits.
Key ranks and job categories include:
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Junior Staff and Support Workers
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Technicians and Administrative Officers
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Senior Technicians and Engineers
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Supervisors and Team Leaders
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Principal Officers and Assistant Managers
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Managers and Department Heads
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Directors and Top Executives
Each grade has a specific salary range and set of benefits.
Summary: Tema Oil Refinery Salary Structure and Allowances 2025
Below is a summary table showing the estimated salaries and allowances for various ranks at TOR.
| Rank | Estimated Monthly Salary (GHS) | Allowance Range (GHS) |
|---|---|---|
| Junior Staff | GHS 3,200 – GHS 4,800 | GHS 800 – GHS 1,200 |
| Technicians / Officers | GHS 4,900 – GHS 6,500 | GHS 1,200 – GHS 1,800 |
| Senior Technicians / Engineers | GHS 6,800 – GHS 8,500 | GHS 1,800 – GHS 2,500 |
| Supervisors / Team Leaders | GHS 8,800 – GHS 10,000 | GHS 2,500 – GHS 3,200 |
| Principal Officers / Managers | GHS 11,000 – GHS 14,500 | GHS 3,200 – GHS 4,500 |
| Department Heads / Directors | GHS 15,000 – GHS 18,000 | GHS 4,500 – GHS 6,000 |
| Top Executives (MD & Deputies) | GHS 18,500 – GHS 20,000+ | GHS 6,000 – GHS 8,000+ |
How Promotions Work at Tema Oil Refinery
Promotions at TOR depend on performance, qualifications, and available vacancies.
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Performance: Employees who meet or exceed targets are prioritized.
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Years of Service: Staff must serve the required minimum years at each grade.
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Additional Certifications: Obtaining further qualifications can speed up promotions.
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Leadership Qualities: Employees with leadership skills have better promotion chances.
Promotions result in significant salary increases and better allowances.
Tema Oil Refinery Salary vs Other Oil and Gas Organizations
TOR salaries are competitive compared to other companies in the oil and gas industry.
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Salaries are higher than most public-sector enterprises in Ghana.
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Comparable to multinational oil companies, though benefits may differ.
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Strong allowances make TOR salaries attractive to professionals in the energy sector.
Benefits of Working at Tema Oil Refinery
Employees enjoy numerous benefits beyond salary.
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Job Security: Permanent employment and structured career paths
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Health Insurance: Comprehensive coverage for staff and dependents
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Retirement Benefits: Pension schemes and retirement support
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Professional Development: Training and career growth opportunities
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Attractive Allowances: Transport, risk, housing, and overtime allowances
Cost of Living vs Tema Oil Refinery Salary
TOR salaries allow employees to live comfortably in Ghana, even in expensive areas like Accra and Tema.
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Entry-level staff can afford quality housing and a good lifestyle.
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Senior staff earn enough to maintain upper-middle-class living standards.
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Allowances cushion employees against rising living costs.
How Tema Oil Refinery Salary is Paid
Salaries are paid monthly through the company’s payroll system.
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Employees receive salaries directly into their bank accounts.
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Payslips are provided each month showing a breakdown of earnings and deductions.
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Pension and health contributions are automatically deducted.
FAQs on Tema Oil Refinery Salary Structure 2025
1. How much does a Tema Oil Refinery staff earn per month?
Entry-level employees earn between GHS 3,200 – GHS 4,800 monthly, while top executives earn GHS 20,000+ with allowances.
2. Does Tema Oil Refinery pay housing allowance?
Yes. Employees not living in company accommodation receive a monthly housing allowance.
3. Are TOR salaries higher than other government enterprises?
Yes. TOR salaries are among the highest in the public sector due to the nature of the oil and gas industry.
4. How often are employees promoted at TOR?
Promotions typically occur every 3–5 years based on performance and available positions.
5. Does TOR provide health insurance for employees?
Yes. Employees and their dependents are covered by comprehensive medical insurance.
6. Do TOR employees receive leave allowance?
Yes. Leave allowance is paid annually when employees take their official leave.
7. Are TOR salaries comparable to multinational oil companies?
They are competitive but may not include some of the additional perks multinational companies provide.
8. What qualifications do I need to work at TOR?
Technical or engineering roles require a diploma or degree, while administrative roles require business or accounting qualifications.
9. Does TOR pay overtime?
Yes. Employees who work beyond their scheduled hours receive overtime pay.
10. Does TOR use the Controller and Accountant General’s Department for salaries?
No. TOR manages its own payroll and pays employees directly.
Conclusion: Is the Tema Oil Refinery Salary Attractive in 2025?
The Tema Oil Refinery salary structure 2025 is one of the most competitive in Ghana. Employees benefit from good salaries, strong allowances, job security, and career growth opportunities.
If you are considering a career in Ghana’s oil and gas sector, TOR is an excellent choice. Whether you join as a technician, engineer, or manager, the pay and benefits make it a rewarding employer for professionals at all levels.