Fully Funded Undergraduate Scholarships for Ghanaians 2025

In 2025, fully funded undergraduate scholarships for Ghanaians have become more accessible than ever before, offering life-changing opportunities for academically talented but financially disadvantaged students. These scholarships are designed to cover tuition, accommodation, books, and even living stipends lifting the burden of university costs entirely. Whether you're aiming to study locally or abroad, this detailed guide will walk you through the top fully funded scholarship opportunities available to Ghanaian students in 2025, how to qualify, and how to apply effectively.

With the increasing global focus on education and development in Africa, institutions, governments, and private organizations are providing more openings for young Ghanaians to access quality education without financial constraints. This guide will not only list the top scholarships but also provide crucial details that can help you stand out during application.

Mastercard Foundation Scholars Program

The Mastercard Foundation Scholars Program is one of the most prestigious fully funded undergraduate scholarships for Ghanaians in 2025. The program partners with top universities in Africa, Europe, and North America to sponsor academically gifted students who show strong leadership potential and a commitment to community development.

Key Benefits:

• Full tuition coverage

• Accommodation and living allowance

• Book and laptop allowance

• Travel costs (if abroad)

• Leadership development training

Eligibility:

• Must be a Ghanaian citizen

• Demonstrate financial need

• Excellent academic record

• Commitment to return and contribute to Ghana

Application Process:

Apply directly through partner universities such as Ashesi University, University of Cape Town, McGill University, and others. Each institution sets its own deadline and procedure, so review their websites carefully.

Ghana National Petroleum Corporation (GNPC) Foundation Scholarship

The GNPC Foundation provides fully funded undergraduate scholarships for Ghanaian students in accredited public universities. It is specifically aimed at students in Science, Technology, Engineering, and Mathematics (STEM) fields.

Key Benefits:

• Full tuition and academic facility user fees

• Hostel accommodation

• Book allowance and laptop support

• Annual stipend for upkeep

Eligibility:

• Must be a Ghanaian citizen

• Admitted to a public university in Ghana

• Priority is given to students from GNPC’s operational areas

• Must demonstrate need and good academic standing

Application Process:

Visit the GNPC Foundation scholarship portal during the application window and submit required documents, including admission letter, academic transcripts, and proof of need.

KNUST Mastercard Foundation Scholars Program

In collaboration with the global Mastercard Foundation, Kwame Nkrumah University of Science and Technology (KNUST) offers a highly competitive fully funded scholarship for Ghanaian undergraduates.

Key Benefits:

• Tuition, accommodation, and meals fully covered

• Learning materials and a laptop

• Monthly stipend

• Leadership and entrepreneurial training

• Access to internships and job placement

Eligibility:

• Must be a Ghanaian student admitted to KNUST

• Excellent academic record

• Demonstrated financial need and leadership skills

• Female students and persons with disability are highly encouraged

Application Process:

Applications open on the KNUST portal. Students need to fill the online application form and upload supporting documents before the deadline.

Tertiary Education Scholarship Trust (TEST) for Ghana

The TEST for Ghana scholarship supports needy but brilliant students pursuing undergraduate education at leading Ghanaian universities.

Key Benefits:

• Full or partial tuition coverage

• Book and academic support

• Living stipends where applicable

Eligibility:

• Ghanaian undergraduate students enrolled in public universities

• Must demonstrate both academic excellence and financial need

Application Process:

Apply online through the TEST for Ghana portal, including academic records, a personal essay, and a referee report.

DAAD Scholarships for Undergraduate Studies (via West African Platforms)

Although DAAD primarily funds postgraduate studies, selected programs under its West African cooperation agreements offer undergraduate scholarships through local institutions and pilot programs.

Key Benefits:

• Full tuition

• Monthly living stipend

• Insurance and travel allowance

• Research grant (for relevant fields)

Eligibility:

• Ghanaian student enrolled in partner universities in West Africa

• High academic performance and community service involvement

• Must apply through designated host institutions

Application Process:

Check DAAD Ghana’s announcements and apply through partner institutions offering undergraduate programs under DAAD sponsorship.

The Kufuor Scholars Program

Founded by the John A. Kufuor Foundation, this program targets Ghanaian students with exceptional leadership potential entering their first year in any accredited tertiary institution in Ghana.

Key Benefits:

• Three-year leadership mentorship

• Annual stipends

• International exchange and exposure

• Fully funded academic projects

Eligibility:

• Ghanaian undergraduate student (first-year only)

• Strong academic record

• Proven leadership skills

• Commitment to national development

Application Process:

Submit a detailed application form, academic transcript, and essays through the Kufuor Foundation website.

Ghana Scholarships Secretariat – Local Tertiary Awards

Administered by the Government of Ghana through the Scholarships Secretariat, this award targets brilliant but needy students in public tertiary institutions.

Key Benefits:

• Full or partial tuition and fees

• Book and residential support

• Additional financial support in certain cases

Eligibility:

• Ghanaian student enrolled in a recognized tertiary institution

• Must have strong academic performance

• Demonstrate financial hardship

Application Process:

Register and apply online at the Scholarships Secretariat portal. Include academic results, proof of admission, and an interview may be required.

University-Specific Fully Funded Scholarships in Ghana

Several universities in Ghana provide merit-based and need-based scholarships to undergraduate students. These include:

University of Ghana Students Financial Aid Office (SFAO):

• Full and partial scholarships for needy students

• Based on academic merit and financial assessment

Central University Scholarship Scheme:

• Covers tuition and includes mentorship

• Open to first-year and continuing students

Ashesi University Scholarships:

• Covers tuition, accommodation, meals, and more

• Includes international opportunities and global fellowships

International Scholarships for Ghanaian Undergraduates

Many international organizations offer scholarships specifically targeted at students from developing countries, including Ghana. These programs are not only fully funded but also provide international exposure.

Commonwealth Scholarships:

• Covers full cost of study in Commonwealth countries

• Available in selected undergraduate programs

Lester B. Pearson International Scholarship (University of Toronto):

• For Ghanaian students applying for undergraduate studies

• Full tuition, books, accommodation for four years

Joint Japan/World Bank Undergraduate Scholarship (Pilot):

• Specific to development-related studies

• For Ghanaians at selected partner institutions

Summary Table of Fully Funded Undergraduate Scholarships for Ghanaians 2025

FAQs About Fully Funded Undergraduate Scholarships for Ghanaians

What is the best fully funded scholarship for undergraduates in Ghana?

The Mastercard Foundation Scholars Program is widely regarded as the best due to its holistic support, international exposure, and leadership training.

Can I apply for multiple scholarships at once?

Yes, as long as the scholarship bodies do not prohibit dual applications. However, you can only accept one fully funded award.

Are there scholarships for specific programs like Medicine or Engineering?

Yes, GNPC and some government and university-specific scholarships target STEM and health-related disciplines.

What documents are typically needed for application?

Usually, you’ll need academic transcripts, proof of admission, national ID, a personal statement, and recommendation letters.

Can SHS graduates apply for these scholarships?

Yes, but only after securing admission to a university. Most scholarships require proof of university admission.

Are these scholarships renewable?

Yes, most fully funded scholarships are renewable each year based on academic performance and conduct.

Do I need to repay any part of these scholarships?

No, fully funded scholarships are not loans. However, some may expect you to serve or give back to your community or country.

When is the best time to apply?

Start preparing as early as SHS final year. Application periods vary, so always check the official websites regularly.

Can I study abroad with these scholarships?

Yes. Scholarships like Mastercard, Commonwealth, and DAAD allow Ghanaians to study abroad with full funding.

Are private university students eligible?

Some scholarships, such as those from Ashesi and Central University, support private school students, but most target public institutions.

Conclusion

Fully funded undergraduate scholarships for Ghanaians in 2025 represent more than just financial relief — they are doorways to academic excellence, international exposure, and lifelong impact. Whether you aim to stay in Ghana or pursue a degree abroad, these scholarships can make that dream possible. Start early, apply wisely, and take full advantage of the life-changing opportunities that these scholarships offer. If you're a student, parent, or educator, now is the time to act and explore every available avenue to secure a brighter academic future.