Many people in Canada want to make extra money online without the hassle of starting a business or spending too much time. The good news is that there are now many apps to make money online in Canada that pay directly to PayPal. These apps are convenient, safe, and can be used from the comfort of your home using just a smartphone or computer.
In this detailed guide, you will learn about:
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The best apps in Canada that allow you to earn money online.
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How each app works and how much you can earn.
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Which apps pay quickly and directly to PayPal.
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Tips to maximize your earnings from these money-making apps.
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Answers to common questions about making money online in Canada.
By the end of this article, you will know exactly which apps are worth your time in 2025 and how to use them to earn money directly to your PayPal account.
Why Use Apps That Pay to PayPal in Canada?
PayPal is one of the easiest ways to receive online payments in Canada. Almost all Canadian banks allow you to withdraw PayPal funds directly into your bank account, and the process is fast and secure.
Using apps that pay to PayPal offers several benefits:
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Fast Payments: Most apps process PayPal withdrawals within 24–72 hours.
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No need for cheques or gift cards: You get real cash directly into your PayPal balance.
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Global acceptance: PayPal can be linked to almost any bank account in Canada.
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Secure transactions: Your financial information is protected.
This makes apps that pay via PayPal an excellent option if you want flexibility and convenience.
What to Look for in the Best Money-Making Apps in Canada
Before you start downloading every app you find online, you must know how to choose the best ones. Here are the key factors to consider:
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Legitimacy: The app must be operated by a reputable company with positive reviews.
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PayPal support: Ensure the app allows PayPal withdrawals for Canadian users.
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Earning potential: Some apps pay a few cents, while others can help you make hundreds of dollars per month.
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Payout threshold: Look for apps with low minimum withdrawal amounts.
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Ease of use: The app should be simple and work well on iOS and Android.
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Privacy: Apps should not ask for unnecessary personal information.
Summary Table: Best Apps to Make Money Online in Canada That Pay to PayPal (2025)
| App Name | Main Way to Earn | PayPal Withdrawal Minimum | Average Earnings Potential | Availability |
|---|---|---|---|---|
| Swagbucks | Surveys, cashback, watching videos | $5 | $50–$150/month | Canada-wide |
| InboxDollars (Canadian version) | Paid tasks and surveys | $10 | $40–$100/month | Nationwide |
| Rakuten Canada | Cashback from online shopping | $5 | Depends on shopping volume | Nationwide |
| Mistplay | Play mobile games | $5 | $20–$60/month | Android only |
| PayPal Honey | Cashback and coupon savings | $10 | Savings + cashback | Canada-wide |
| Google Opinion Rewards | Short paid surveys | $2 | $10–$20/month | iOS & Android |
| UserTesting | Test websites and apps | $10/test | $100–$200/month | Nationwide |
| Fiverr | Sell freelance services | $5 | Unlimited (based on skills) | Global |
| Upwork | Freelance projects | $10 | Unlimited (based on work) | Global |
| Toluna Influencers | Paid surveys | $10 | $20–$50/month | Nationwide |
| Survey Junkie | Surveys and tasks | $5 | $20–$60/month | Canada-wide |
| Field Agent Canada | Mystery shopping and local tasks | $5 | $20–$80/month | Available in cities |
| Neobux | Paid ads and tasks | $5 | Varies widely | Global |
Detailed Reviews: Best Apps to Make Money Online in Canada That Pay to PayPal
1. Swagbucks Canada
Swagbucks is one of the most popular money-making apps in Canada. It has paid over $1 billion to users worldwide, and Canadian users can easily withdraw earnings to PayPal.
How It Works:
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Complete online surveys.
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Watch short videos.
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Shop online to earn cashback.
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Play games or test products.
Earnings Potential:
You can earn $50–$150 per month with regular use. Surveys pay between $0.50 and $5 each, and cashback rates are competitive.
Why It’s Great:
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Low $5 PayPal cash-out threshold.
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Many ways to earn.
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Reliable payments.
2. InboxDollars (Canadian Version)
InboxDollars is another long-standing platform that now supports Canadian users.
How It Works:
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Take surveys.
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Read promotional emails.
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Play games.
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Shop through partner stores.
Earnings Potential:
$40–$100 per month depending on the time spent.
Key Features:
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$10 minimum PayPal withdrawal.
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Reliable payments and variety of earning tasks.
3. Rakuten Canada
Rakuten is a cashback app ideal for Canadians who shop online frequently.
How It Works:
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Sign up and shop through Rakuten’s app or website at partner stores (e.g., Amazon, Walmart).
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Earn a percentage of your purchase back in cash.
Earnings Potential:
Cashback rates range from 1%–10%, so the amount you earn depends on how much you shop.
PayPal Details:
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Minimum PayPal withdrawal: $5.
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Payments are sent quarterly, but you can request early payments once you reach the threshold.
4. Mistplay (Android Only)
Mistplay is perfect for people who enjoy playing games on their phones.
How It Works:
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Download Mistplay and play mobile games.
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Earn points for every minute you play.
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Redeem points for PayPal cash.
Earnings Potential:
$20–$60 per month with casual gaming.
Why It’s Popular:
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Fun and engaging.
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Low payout threshold ($5).
5. PayPal Honey
Honey, now owned by PayPal, automatically finds discount codes and cashback offers when you shop online.
How It Works:
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Install the Honey browser extension.
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Shop as normal and Honey applies coupons and cashback offers.
Earnings Potential:
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Savings vary but you can earn cashback on purchases.
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Payments are made directly to your PayPal account.
6. Google Opinion Rewards
Google Opinion Rewards is one of the simplest survey apps to use.
How It Works:
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Receive short surveys (1–5 questions).
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Each survey pays between $0.50 and $2.
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Withdraw to PayPal when you reach $2.
Earnings Potential:
$10–$20 per month.
7. UserTesting
UserTesting pays Canadians to test websites and apps.
How It Works:
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Sign up and pass a sample test.
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Receive paid tasks where you review websites or apps while recording your screen and voice.
Earnings Potential:
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Each test pays $10–$20 and takes 10–20 minutes.
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Many users make $100–$200 per month.
8. Fiverr
Fiverr is a freelance platform where you can sell services starting at $5.
How It Works:
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Create a profile and list services (graphic design, writing, translation, etc.).
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Clients purchase your services.
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Withdraw earnings to PayPal.
Earnings Potential:
Unlimited. Skilled freelancers can make thousands of dollars monthly.
9. Upwork
Upwork is another large freelance marketplace.
How It Works:
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Bid for freelance jobs in areas like programming, customer service, marketing, and writing.
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Earn money upon project completion.
Earnings Potential:
Highly variable, from $100/month to full-time income depending on your skills.
10. Toluna Influencers
Toluna is a survey app that has a strong presence in Canada.
How It Works:
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Take surveys and participate in polls.
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Earn points that can be redeemed for PayPal cash.
Earnings Potential:
$20–$50 per month.
11. Survey Junkie
Survey Junkie is one of the most trusted survey sites in Canada.
How It Works:
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Complete surveys and earn points.
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Redeem points for PayPal cash starting at $5.
Earnings Potential:
$20–$60 per month.
12. Field Agent Canada
Field Agent is a mystery shopping and task app that pays you to complete real-world tasks.
How It Works:
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Complete assignments like taking photos in stores or checking product displays.
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Earn $3–$12 per task.
Earnings Potential:
$20–$80 per month depending on task availability.
13. Neobux
Neobux is a paid-to-click and task website.
How It Works:
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Click ads, complete surveys, or perform small tasks.
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Redeem earnings for PayPal cash.
Earnings Potential:
Varies, but serious users can make $50–$150 per month.
Tips to Maximize Your Earnings with These Apps
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Sign up for multiple apps: Using 4–5 apps at once increases your earning potential.
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Focus on high-paying tasks: For example, UserTesting and freelance apps pay more than survey apps.
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Be consistent: Log in daily to complete available tasks.
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Cash out early: Don’t wait too long to withdraw your earnings to PayPal.
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Avoid scams: Only use apps from reputable companies.
Frequently Asked Questions (FAQs)
1. Can Canadians really make money online with apps?
Yes. Many legitimate apps pay Canadians for tasks like surveys, testing websites, and freelance work.
2. Which app pays the most to PayPal in Canada?
Freelance platforms like Fiverr and Upwork offer the highest earning potential, but they require skills.
3. Are survey apps worth the time?
Survey apps pay less, but they are easy and can provide extra cash each month.
4. How quickly can I get paid with PayPal?
Most apps process PayPal payments within 24–72 hours.
5. Are these apps available in all Canadian provinces?
Yes, most apps listed work Canada-wide, though some location-based apps (like Field Agent) may be city-specific.
6. Do I need to pay tax on earnings from these apps?
Yes, you must report your online income to the Canada Revenue Agency (CRA).
7. Can I use these apps on both iPhone and Android?
Most apps are available on both platforms, except Mistplay which is Android-only.
8. Are there age requirements?
Most apps require you to be at least 18 years old.
9. How much money can I realistically make per month?
If you use multiple apps consistently, you can make $100–$500 per month.
10. Are these apps safe to use?
Yes, as long as you stick to the reputable apps listed in this guide.
Final Thoughts: Start Earning with Apps That Pay to PayPal in Canada
The best apps to make money online in Canada that pay to PayPal allow you to turn your free time into extra cash. Whether you prefer taking surveys, shopping online, freelancing, or playing games, there is an app for you.
The key is to start with 3–4 apps that fit your schedule and interests. For example, you could use Swagbucks, Rakuten, UserTesting, and Fiverr simultaneously to maximize your earnings.
Next Step:
Download the apps from the list above, set up your PayPal account, and start earning today. The sooner you start, the sooner you can enjoy extra income without leaving home.