Pursuing a degree in psychology is a powerful way to unlock career opportunities, increase income, and build a better future. But for single moms, the thought of earning a degree while raising children and managing other responsibilities can feel overwhelming.
Thankfully, many universities now offer affordable online bachelor’s degrees in psychology designed for busy adults including single mothers who need flexibility, lower tuition costs, and a supportive learning environment.
This guide explores the best affordable online psychology bachelor’s programs for single moms, explains what to look for in a school, how to balance education with family life, and how to maximize your investment. By the end, you’ll know exactly where to start your journey toward a rewarding career in psychology.
Why Study Psychology Online as a Single Mom?
Earning a bachelor’s degree in psychology can improve your life and your children’s future in several ways:
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Open doors to careers in counseling, human services, education, healthcare, and business.
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Increase your earning potential compared to those without a degree.
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Gain insight into human behavior, communication, and relationships — valuable at work and home.
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Build confidence and set an inspiring example for your children.
Online programs make this more achievable by letting you study from home, on your schedule, and often at a lower cost than traditional programs.
What Makes a Psychology Program Affordable?
Not all affordable programs are the same. When choosing a school, consider these factors:
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Tuition per credit hour — the lower, the better.
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Availability of scholarships, grants, and financial aid — many schools offer help specifically for single parents.
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Books and fees included in tuition — some schools include materials at no extra cost.
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Accelerated options — finishing faster means paying less overall.
This guide only includes accredited programs that are both affordable and flexible for single moms.
Who Can Enroll in an Online Psychology Program?
Most programs welcome anyone who:
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Has a high school diploma or equivalent.
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Can commit to part-time or full-time study.
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Has access to a computer and internet.
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Wants to pursue a career in psychology or a related field.
Some programs even offer childcare support services or partnerships to help you succeed as a single mom.
Summary Table: Best Affordable Online Bachelor’s Degrees in Psychology for Single Moms
| University | Tuition Per Credit Hour | Accreditation | Key Features |
|---|---|---|---|
| University of Florida | $129 (in-state) | SACSCOC | Top-ranked, flexible schedule |
| Fort Hays State University | $226 | HLC | Highly affordable, accelerated options |
| University of Central Florida | $179 (in-state) | SACSCOC | Large support network, scholarships |
| Arizona State University Online | $561 | HLC | Multiple start dates, single-parent resources |
| Oregon State University | $350 | NWCCU | 100% online, career services |
| Southern New Hampshire University | $320 | NECHE | Free tutoring, generous transfer policy |
| Fayetteville State University | $170 (in-state) | SACSCOC | Low tuition, personal advising |
| Liberty University | $390 | SACSCOC | Flexible terms, faith-based options |
| University of Maryland Global Campus | $312 | MSCHE | Career-focused, childcare grants |
| Northwestern State University of Louisiana | $375 | SACSCOC | Accelerated 8-week terms |
Detailed Reviews of the Best Affordable Online Psychology Programs for Single Moms
1. University of Florida (UF Online)
Why it’s great:
UF offers one of the most affordable, high-quality psychology programs online. You can choose to study full-time or part-time and access strong student support services.
Highlights:
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Tuition: Around $129 per credit hour (in-state).
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Regionally accredited.
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Flexible scheduling and financial aid available.
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Childcare resources through campus partnerships (even for online students).
2. Fort Hays State University
Why it’s great:
One of the most affordable online options in the U.S., Fort Hays allows you to move through your coursework quickly with accelerated classes.
Highlights:
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Tuition: About $226 per credit hour.
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Accredited by the Higher Learning Commission.
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Highly flexible with eight-week courses.
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Career coaching and support for working moms.
3. University of Central Florida
Why it’s great:
With low in-state tuition and an extensive alumni network, UCF is a popular choice for Florida residents and others who want quality at an affordable price.
Highlights:
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Tuition: About $179 per credit hour (in-state).
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Accredited and recognized nationwide.
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Scholarships specifically for single parents available.
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Online resources, including tutoring and mental health support.
4. Arizona State University Online
Why it’s great:
ASU Online offers start dates almost every month and programs tailored to working adults. They also have resources to support single moms juggling school and family.
Highlights:
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Tuition: Around $561 per credit hour.
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Accredited by HLC.
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Childcare grant information and mentoring services provided.
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High graduation rates for adult learners.
5. Oregon State University
Why it’s great:
OSU offers a strong online psychology program that prepares you for many career paths while keeping tuition affordable.
Highlights:
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Tuition: Around $350 per credit hour.
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Accredited and fully online.
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Access to career planning and job placement assistance.
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Supportive faculty and peer mentoring.
6. Southern New Hampshire University
Why it’s great:
SNHU is known for its affordable tuition and extensive support services, including free tutoring and flexible start dates.
Highlights:
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Tuition: About $320 per credit hour.
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Accredited by NECHE.
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Transfer-friendly and generous credit policies.
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Single-parent support networks and online communities.
7. Fayetteville State University
Why it’s great:
One of the least expensive options available, Fayetteville State offers personalized academic advising and affordable tuition.
Highlights:
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Tuition: Around $170 per credit hour (in-state).
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Regionally accredited.
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Strong focus on supporting adult learners.
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Flexible scheduling for single moms.
8. Liberty University
Why it’s great:
A faith-based university with flexible schedules and online degrees that cater to busy adults, including single parents.
Highlights:
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Tuition: About $390 per credit hour.
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Accredited by SACSCOC.
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Multiple start dates and flexible terms.
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Optional faith-centered learning environment.
9. University of Maryland Global Campus
Why it’s great:
UMGC specializes in serving adult learners with affordable tuition and targeted career training.
Highlights:
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Tuition: Around $312 per credit hour.
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Accredited by MSCHE.
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Childcare grants available for qualifying students.
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Career-focused curriculum with internship opportunities.
10. Northwestern State University of Louisiana
Why it’s great:
NSU offers short, accelerated terms and competitive tuition for students who want to finish quickly.
Highlights:
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Tuition: About $375 per credit hour.
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Accredited by SACSCOC.
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Eight-week terms and flexible course formats.
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Advising and counseling support services.
How to Choose the Best Program for You
When choosing an affordable online psychology degree, single moms should consider:
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Tuition and financial aid options.
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Schedule flexibility and course formats.
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Availability of single-parent scholarships and childcare support.
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Transfer credit policies (if you’ve attended college before).
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Graduation rates and job placement support.
Tips for Succeeding as a Single Mom in College
Balancing school, parenting, and work isn’t easy, but these strategies can help:
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Create a realistic study schedule and stick to it.
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Use the support services offered by your school (tutoring, counseling, etc.).
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Build a local or online support network of other single parents or students.
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Apply for every scholarship and grant you qualify for.
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Communicate with your professors if you need help or flexibility.
Frequently Asked Questions (FAQs)
1. Are online psychology degrees respected by employers?
Yes, if the program is accredited, employers and graduate schools view online degrees as equal to traditional ones.
2. Can I afford an online degree as a single mom?
Many schools offer low tuition rates, scholarships, and financial aid specifically for single parents.
3. How long does it take to finish an online bachelor’s in psychology?
Most programs take about 4 years, but with accelerated options and transfer credits, it can be completed in 2–3 years.
4. What jobs can I get with a bachelor’s in psychology?
Common careers include human services worker, case manager, mental health assistant, HR professional, and more.
5. Do I need to attend classes at set times?
Most online programs offer asynchronous courses, meaning you can log in and complete assignments on your own schedule.
6. Will I get help with childcare while studying?
Some universities offer childcare grants or partnerships to assist single moms, though not all programs include this.
7. Is financial aid available for online students?
Yes, online students at accredited schools can apply for federal and state financial aid, plus scholarships.
8. Can I transfer credits from another college?
Most programs accept transfer credits if they meet the school’s requirements.
9. What technology do I need for online learning?
A computer with internet access is essential. Many schools provide discounts or recommendations for equipment.
10. Are there scholarships just for single moms?
Yes, many organizations and schools offer scholarships targeted at single parents pursuing higher education.
Final Thoughts: Best Affordable Online Bachelor’s Degrees in Psychology for Single Moms
Earning an affordable online bachelor’s degree in psychology as a single mom is an investment in yourself and your family. With the flexibility of online programs, low tuition rates, and plenty of support available, you can achieve your educational and career goals without sacrificing your responsibilities at home.
Take the first step today by exploring the programs listed above and applying for scholarships and financial aid. Your future — and your children’s future — will thank you.