Are you searching for apps that pay $100 a day in Nigeria without investment? Have you ever asked questions like: “Which legit apps pay real money in Nigeria?”, “How can I make $100 daily on my phone without investing?”, or “What app pays the highest in Nigeria without referral?” If that’s you, then you’re reading the right guide.
This detailed guide explains apps that can help you earn up to $100 a day in Nigeria without putting in any capital. All platforms listed here are based on global gig trends, Nigerian usage statistics, and real user reviews. Every section is written in your preferred style, optimized for search visibility and suitable for featured snippets.
Is It Really Possible to Earn $100 a Day in Nigeria Without Investment?
Yes, it is possible, but it requires time, consistency, skill, and choosing the right platforms. While not every app will pay $100 immediately, combining 2–3 legitimate apps can help you cross that mark daily especially if you focus on freelancing, content creation, and task-based earning apps.
Key Things to Know Before Using These Apps
Before you jump in, here are a few important points:
-
You must have a smartphone and stable internet
-
Many apps pay in dollars through PayPal, crypto, or bank transfer
-
You need a working email address and in some cases, verification documents
-
Most of these apps reward your skill, time, or creativity, not idle participation
Top 10 Apps That Pay $100 a Day in Nigeria Without Investment
Here’s a list of proven apps that Nigerians can use to make real money without putting in capital
1. Fiverr
Fiverr is one of the most popular freelance marketplaces globally. Nigerians use it to offer services like graphic design, writing, video editing, voiceovers, and more.
-
Earnings: $5 to $500 per job
-
Payment Method: Payoneer, PayPal, Bank Transfer
-
Skill Needed: Any service skill (design, writing, tech, etc.)
-
$100/day Tip: Offer fast delivery and use SEO-optimized gig titles
2. Upwork
Like Fiverr, Upwork is a global freelance platform where you bid for jobs. Nigerians use it for content writing, data entry, customer service, and tech gigs.
-
Earnings: $10 to $1000 per project
-
Payment: Payoneer or Bank Transfer
-
Best For: Long-term projects and consistent earnings
3. YouTube Shorts + AdSense
If you can create engaging short videos, YouTube Shorts can help you earn via AdSense, affiliate links, and brand sponsorships.
-
Potential Earning: $50 – $200 per viral video
-
Requirements: Google AdSense account
-
Niche Ideas: Funny skits, reviews, educational, daily vlogs
4. TikTok Creator Fund
If you have followers and video views, TikTok pays via its Creator Fund.
-
Earning Range: $0.02 – $0.04 per 1,000 views
-
Best Strategy: Post regularly, join trends, use local hashtags
-
$100/day Tip: Combine viral videos with affiliate marketing and brand partnerships
5. Remotasks
Remotasks pays Nigerians for performing simple tasks like image labeling, transcription, and AI training data verification.
-
Daily Earnings: $5 – $100 depending on task volume
-
Requirement: Must pass training exams
-
Payment: Weekly via PayPal
6. Clickworker
Clickworker pays for small tasks like surveys, writing product descriptions, and online research.
-
Average Pay: $0.05 – $10 per task
-
Earning Potential: Up to $100 per day with consistency
-
Payment: PayPal
7. Chegg Tutors
If you’re good at academics, especially maths, physics, or business, Chegg pays you to tutor students online.
-
Payment: $20/hour
-
Requirement: University degree or proof of expertise
-
Pay Method: PayPal or direct deposit
8. SproutGigs (formerly Picoworkers)
This micro-tasking platform pays users for completing small jobs like rating apps, testing sites, and writing reviews.
-
Pay Per Task: ₦50 – ₦3,000 equivalent
-
Bonus Tips: Do high-paying surveys, avoid spammy gigs
-
Payment: Payeer, Litecoin, Airtime, Binance
9. UserTesting
UserTesting pays Nigerians to review websites, apps, and digital products.
-
Earnings: $10 per test (15–20 mins)
-
Skill: Good spoken English, basic tech understanding
-
Pay Method: PayPal
10. Audiomack + DistroKid (for music creators)
If you’re a music creator, uploading your music on Audiomack and monetizing via DistroKid or TuneCore can earn you up to $100 daily if you have traffic.
-
Income Source: Streams, distribution royalties
-
Works Well With: TikTok and Instagram promotion
-
Tip: Focus on trending sounds and upload consistently
Which App Pays the Most Without Investment in Nigeria?
Freelancing platforms like Fiverr and Upwork still offer the highest daily earning potential because they allow skilled individuals to charge premium prices. YouTube and TikTok follow closely if you can grow an audience.
Apps That Pay Instantly in Nigeria Without Investment
-
Remotasks (weekly payments)
-
SproutGigs (withdraw as low as $5)
-
Clickworker
-
UserTesting
These platforms allow you to earn and withdraw money in real time with little delay.
Requirements to Make $100/Day With These Apps
-
Internet-enabled smartphone or laptop
-
PayPal or crypto wallet (some use Payoneer)
-
Strong work ethic and content creation skill
-
Time and patience
Conclusion: Apps That Pay $100 a Day in Nigeria Without Investment
Making $100 a day in Nigeria without investment is achievable in 2025. While it won’t happen overnight, consistent use of the right apps—especially those focused on freelancing, micro tasks, and content monetization can bring in daily income.
The key is choosing 2–3 platforms that match your strengths and putting in consistent effort. From Fiverr to TikTok and UserTesting, these apps pay real money without needing referrals or deposits.